1. General Information

This website www.bantexinsuranceagency.com is operated by Joe Banta, an independent licensed insurance agent (“Agent”).
By accessing or using this Site, you agree to be bound by these Terms & Conditions and our Privacy Policy.
If you do not agree, please do not use this www.bantexinsuranceagency.com.

2. No Government Affiliation

Joe Banta is not connected with or endorsed by the U.S. Government, the Centers for Medicare & Medicaid Services (CMS), or any federal or state Medicare program.
All Medicare information provided is for educational purposes only.

3. Informational Purposes Only

The content on this Site is for general informational use and is not intended to provide specific insurance, legal, or financial advice.
Plans and benefits may vary by carrier and location.
For personalized recommendations, schedule a consultation with a licensed agent.

4. Insurance Licensing

Joe Banta is licensed to sell insurance in Texas, Oklahoma, and Louisiana.
Not all products or plans described on this Site are available in every state.

5. No Guarantee of Coverage

Submitting a request for information or a quote does not guarantee enrollment or coverage.
Final eligibility and rates are determined by the insurance carrier.

6. Privacy & Data Collection

By submitting your information through forms on this Site, you consent to being contacted by phone, email, or text for insurance-related purposes—even if you are on a federal or state Do-Not-Call list.
Please review our [Privacy Policy] for details on how your data is collected and used.

7. Third-Party Links

This Site may contain links to third-party websites.
Joe Banta is not responsible for the content, accuracy, or privacy practices of any external sites.

8. Limitation of Liability

While we strive to keep all information current, Joe Banta makes no warranties about the accuracy or completeness of the content.
Use of the Site is at your own risk.

9. Changes to Terms

These Terms & Conditions may be updated at any time.
Continued use of the Site after changes are posted constitutes acceptance of those changes.

10. Contact

For questions about these Terms & Conditions, please contact:
Joe Banta

Phone: 817.881.1314
Email: joe@bantexinsuranceagency.com